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Federal Programs

​​​Federal PELL Grant
The Federal Pell Grant is a federally funded program for undergraduates who demonstrate financial need.  The amount of the Pell Grant is based on the cost of attendance, the Expected Family Contribution, and the number of units the student is enrolled in.  Eligible students receive payments twice each semester.  Students may be awarded up to the maximum amount of $6,195 per year (2019-2020). 
Federal Supplemental Education Opportunity Grant (FSEOG)
The FESOG is a federally funded grant available to undergraduates who demonstrate exceptional financial need, meet the priority deadline, and are Pell Grant recipients.  Students are required to be enrolled in six units.  
Federal Work Study (FWS)
Federal Work-Study is a work program for students that allow them to work on campus, or off campus, or for a non-profit organization.  Students may work up to 20 hours per week, usually at a minimum wage or above.
Federal Direct Loans and Parent Loans
The Rancho Santiago Community College District (RSCCD) participates in the Direct Loan Program.  Direct Loans can be need based or non-need based.  Parent (PLUS) Loans are available for dependent students.  Both Direct and Direct PLUS Loans are borrowed through the Federal Government. All loans must be repaid. 
Alternative Loans
Many banks offer alternative loans if you are not able to meet your college costs with federal or institutional aid.  Most alternative loans have higher fees and interest rates.  They generally use credit information to determine eligibility; a co-signer may also be required.  Repayment usually starts immediately, some offer deferred repayment.
All of the above programs require that you file the FAFSA. This application is available online, or a printed copy may be obtained from the Financial Aid Office or any college or high school.
The Financial Aid staff are available to assist you through the application process in order to determine which financial aid programs you qualify for.  We are committed to the prompt delivery of student aid and we strive to provide quality service to students.  To speak with a financial aid representative, please call the Santiago Canyon College Financial Aid Office at (714) 628-4876 or visit us in Building E, Room 104.
Santiago Canyon College and the Financial Aid Office provide this information for students, prospective students, and their parents to help you make informed choices about your financial aid options.  The information on this web site is compiled from a variety of state, federal, and College sources.
This information is subject to change due to changes in federal or state regulations, College policy, Financial Aid procedures, or budgeting by any agency supplying financial aid funding.  If you discover discrepancies with regard to other sources of information (federal publications, College publications, etc.), please notify us at the email address above. The information on this web page is superseded by any federal, state, or College publications.